201607.22
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CFPB again finds loan servicers routinely violate federal laws causing injury to homeowners

The CFPB found specific areas that loan servicers compliance is lacking in a June 2016 report. CFPB again finds loan servicers routinely violate federal laws causing injury to homeowners by Adam Deutsch In the final days of June, 2016 the Consumer Finance Protection Bureau (CFPB) released its eleventh Supervisory Highlights report. The Report offers a summary…

201605.10
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CFPB Finds Half of Online Payday Borrowers Rack Up an Average of $185 in Bank Penalties The Consumer Finance Protection Bureau (CFPB), issued a new report that examines online payday loan payments. “The report found that online lenders’ attempts to debit payments from a consumer’s checking account add a steep hidden cost to online payday...
201602.24
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CFPB Orders Citibank to Provide Relief to Consumers for Illegal Debt Sales and Collection Practices

CFPB Orders Citibank to Provide Relief to Consumers for Illegal Debt Sales and Collection Practices Citibank Sold Credit Card Debt with Inflated Interest Rates; Debt Collectors for Citibank Altered Affidavits   Feb 23, 2016 WASHINGTON, D.C. – The Consumer Financial Protection Bureau today took two separate actions against Citibank for illegal debt sales and debt…

201511.18
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NJ Consumer Protection Attorney’s Review of the Fair Debt Collection Practices Act CFPB Annual Report 2015

A Consumer Protection Attorney’s Review of the 2015 Consumer Financial Protection Bureau Annual Fair Debt Collection Practices Act Report to Congress. On March 26, 2015 the Consumer Finance Protection Bureau (“CFPB”) published its fourth annual report to Congress summarizing Fair Debt Collection Practices Act (“FDCPA”) consumer complaints and enforcement actions. The report addresses CFPB activities during…

201511.06
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Making a Federal Case of It: NJ Couple Fight Foreclosure in Federal Court

Making a Federal Case of It: NJ Couple Fight Foreclosure in Federal Court Click here for a free download from Denbeaux and Denbeaux to learn more on how federal laws help homeowners. Jerome and Sandra Barnes’ house in Paterson Fed up with the slow pace – and what many people see as unjust actions — of foreclosures,…

201510.31
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He Built Houses For Years. Now Housing Speculators Are Trying To Hound Him Out Of His Home.

He Built Houses For Years. Now Housing Speculators Are Trying To Hound Him Out Of His Home. BY ALAN PYKE OCT 31, 2015 9:00AM FROM THINK PROGRESS.ORG ECONOMY For decades, Bill Rabolli built firehouses, family homes, and just about anything else people wanted made out of wood in northern New Jersey. A reputation for quality…

201510.30
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NJ Lawyer Using Federal Consumer Law Models Supreme Court Oral Hearing on FDCPA

In Chung v. Shapriro and Denardo, Docket :14-cv-06899-FSH-JBC the District Court of New Jersey sustained the right of a debtor to seek collection of statutory damages for violations of the Fair Debt Collections Practices Act. On November 2nd the Supreme Court will determine whether plaintiffs going forward can enforce Congressionally enacted consumer rights statutes based…

201510.27
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NJ Attorney Fights Foreclosure with Federal Laws

NJ Attorney Fights Foreclosure with Federal Laws In New Jersey, the trend in foreclosure litigation has been to narrow the defenses available to homeowners almost to the point of non-existence. In light of CFPB Director Richard Cordray’s recent remarks regarding “mandatory pre-dispute arbitration clauses”, Joshua Denbeaux explains how his firm combats this growing problem, by…

201510.26
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Supreme Court Watch: Consumer Rights Under Attack

Supreme Court Watch: Consumer Rights Under Attack  by Adam Deutsch Esq.   The Supreme Court will hear oral argument in Spokeo, Inc. v. Robins in which a corporation is asking the Court to find unconstitutional, the awarding of a statutory fine when the consumer plaintiff does not also prove actual damages resulting from the wrongful…