201610.14
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Episode 21 (10/14/16) FCRT Podcast: Adam Deutsch Esq., Views on the CFPB Decision

In this episode of the Financial Consumer Rights Talk, attorney Adam Deutsch reviews the issue of the recent decision regarding the CFPB. Adam Deutsch, Esq. host of the FCRT first reviews the October 11, 2016 ruling handed down by the Circuit Court of Appeals for the District of Columbia which involved fines that the Consumer Financial Protection Bureau (CFPB)…

201607.05
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FCRT: CFPB Reveals Mortgage Servicing Problems

In this episode of the FCRT Adam Deutsch discusses the CFPB supervisory report on the mortgage servicing industry. He reviews the report and provides additional insight for homeowners in relation to RESPA , the Real Estate Settlement and Procedures Act. In this eleventh issue of Supervisory Highlights, (6/23/16) we share findings from recent supervisory examination observations in mortgage servicing. …

201606.23
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CFPB Supervisory Highlights Mortgage Servicing Special Edition (Issue 11)

In this eleventh issue of Supervisory Highlights, we share findings from recent supervisory examination observations in mortgage servicing.  To provide additional context for readers, we integrate these recent observations with observations from previous editions of Supervisory Highlights by subject matter – loss mitigation acknowledgement notices; loss mitigation offers and related communications; loan modification denial notices; policies and procedures;…

201604.20
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Prepared Remarks of CFPB Director Richard Cordray on Payday Lending Research Report Press Call

Prepared Remarks of CFPB Director Richard Cordray on Payday Lending Research Report Press Call BY RICHARD CORDRAY Thank you for joining us. From the beginning, the small-dollar lending market, which includes payday loans, has been an area of focus for us at the Consumer Financial Protection Bureau. We have engaged in intensive analysis of the…

201601.24
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Debt Collectors Beware: Judge’s Ruling Could Change the Game

Debt Collectors Beware: Judge’s Ruling Could Change the Game By DAVID PORTER, ASSOCIATED PRESS HAWTHORNE, N.J. — Jan 24, 2016, 11:11 AM ET Ever had a debt collector on your back for money you knew you didn’t owe? Listen to the story of Steven Psaros and take heart. The Great Recession forced Psaros into foreclosure…

201601.13
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Episode 12 NJ Attorney Sees Debtors Legal Rights Enforced with FDCPA

NJ Attorney Sees Debtors Legal Rights Enforced with FDCPA In April 2015 Adam Deutsch, Esq. of the law firm of Debnbeaux and Denbeaux and Ashleigh Lewis, had a piece published in the Rutgers Law Journal “Attorney Liability in Lien Enforcement: The Untapped Potential of the FDCPA“. In this work the authors discussed how prevalent FDCPA claims are, and how…

201512.21
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CFPB Compliance Bulletin Reminds Debt Collectors that In Person Collection Attempts Often Violation of Federal Law

CFPB Compliance Bulletin Reminds Debt Collectors that In Person Collection Attempts Often Violation of Federal Law By Adam Deutsch Debt collection is big business.  According to the Federal Reserve Bank of New York, 15% of consumers have at least one debt in collections.  Third party debt collectors are constantly trying to come up with new…

201511.06
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Making a Federal Case of It: NJ Couple Fight Foreclosure in Federal Court

Making a Federal Case of It: NJ Couple Fight Foreclosure in Federal Court Click here for a free download from Denbeaux and Denbeaux to learn more on how federal laws help homeowners. Jerome and Sandra Barnes’ house in Paterson Fed up with the slow pace – and what many people see as unjust actions — of foreclosures,…

201510.31
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He Built Houses For Years. Now Housing Speculators Are Trying To Hound Him Out Of His Home.

He Built Houses For Years. Now Housing Speculators Are Trying To Hound Him Out Of His Home. BY ALAN PYKE OCT 31, 2015 9:00AM FROM THINK PROGRESS.ORG ECONOMY For decades, Bill Rabolli built firehouses, family homes, and just about anything else people wanted made out of wood in northern New Jersey. A reputation for quality…