Denbeaux Pre Foreclosure StrategyForeclosure filings decreased 10.5 percent nationally from June to July.

According to ATTOM Data Solutions, a firm that tracks foreclosures, this is how the 50 states and the District of Columbia ranked for foreclosure filings during July. The national average for foreclosure filings last month was 1 in every 2,017 housing units, according to an article published by Bankrate.

New Jersey leads the country in new foreclosure filings with one in every 663 homes filing a foreclosure in July.

Homeowners falling behind in mortgage payments, or about to default should contact their lender and try to work with them to resolve and keep up with payments. If a homeowner has missed three or more payments they should not assume that the lender has not given their file to the Loss Mitigation Department and went ahead and proceeded with a foreclosure filing.

In the state of New Jersey, the top 5 countries that have the highest ratios are:

New Jersey
1 in every 661

Top 5 Counties

Salem
1 in every 196
Sussex
1 in every 376
Gloucester
1 in every 383
Cumberland
1 in every 389
Camden
1 in every 416