Loan Modification


Loan Modification Strategy

Call 201-664-8855 to schedule your Loan Modification Strategy Session.

We understand how hopeless it can seem when you’re facing foreclosure and the stresses that the possibility of losing your house can cause you and your family.

Debt and the threat of losing your home is often a temporary situation, one that you could solve with the right plan. That’s what we do in our Loan Modification Strategy Session. Through a powerful combination of strategy and expertise, Joshua Denbeaux and his loan modification expert fully assess your problem and offer a guaranteed solution on how to move forward.

What Is a Loan Modification?

A loan modification is a change in your mortgage terms. Unlike a forbearance agreement—a temporary suspension of your interest rate—a loan modification is a long-term solution that could involve lowering your interest rate, extending the terms of your mortgage, a reduction in the principal balance, a substitution of a different type of loan (such as going from a variable interest rate to a fixed rate) or a combination of these.

Your Loan Modification Strategy Session with Joshua Denbeaux

You can’t go into the loan modification process without a plan—or at least you shouldn’t. A successful loan modification begins with a Loan Modification Strategy Session with Joshua Denbeaux.

What to expect

During our Loan Modification Strategy Session, Joshua Denbeaux and our expert loan modification advisor will meet with you to go over the terms of your mortgage and your full financial situation. When we’re done with this session we will have a defined plan for how to move forward. This will include:

  • What loan modification you are entitled to and how to get that modification.
  • Whether the loan modification you are entitled to is actually right for you and if not, an alternative plan.
  • A foreclosure defense plan if you are not entitled to a loan modification.

When you come out of this Loan Modification Strategy Session, you will feel a sense of relief that comes with having a plan that you understand and feel comfortable with.

The Denbeaux and Denbeaux Advantage

At Denbeaux and Denbeaux, partner Joshua Denbeaux personally conducts every Loan Modification Strategy Session. At the strategy session, you can rest easy knowing you’re getting the best advice from the most experienced foreclosure attorney in the state. We know the laws and regulations and we’ll know if your lender is—or isn’t—following them.

Call 201-664-8855 or fill out the form below to schedule your Loan Modification Strategy Session.