What Does Pre-Foreclosure Mean?

If you’re facing foreclosure on your home, it’s understandable that you might have questions about parts of the foreclosure process. It can be confusing and overwhelming for people unfamiliar with the foreclosure process. There are a lot of steps in the foreclosure process. It’s important to understand what each step means and what action or…

How Does Foreclosure Affect Rental Properties In New Jersey?

Going through foreclosure can be a complicated process. If a property going through foreclosure is a rental property being foreclosed on, it can be even more complex. Like any foreclosure, a foreclosure on a rental property impacts the owner. What may be easy to forget is that foreclosure on a rental property can also impact…

How To Improve Your Credit Score After Foreclosure

Facing foreclosure can be overwhelming and scary. Having your home go through foreclosure can impact you in all areas of your life. Once the initial shock of foreclosure and losing your home wears off, you may wonder where that leaves you financially. Foreclosure can negatively impact your credit score. If you’re looking to buy a…

What Happens To Equity In Foreclosure During Divorce?

If you have equity in your home and are facing foreclosure, it’s understandable that you may wonder what will happen to your equity. The question of what happens to equity during foreclosure could be even more complicated if you’re also going through a divorce. Divorce and foreclosure can impact your equity. Foreclosure may pull from…

What Happens If A House Goes Into Foreclosure During Divorce?

Property division can be a complicated process during divorce. A lot goes into deciding which, if any, spouse gets the house and how the other spouse is compensated. Adding concerns about the house going into foreclosure can make property division even more difficult. There are a lot of important things that you should consider if…

Tax Liability and Foreclosure

Foreclosure can impact you in a lot of different ways. Something you might not consider as you’re going through foreclosure is how it could impact your taxes in the future. When considering everything that foreclosure can change, it’s important to consider what could happen after foreclosure and how it could impact your taxes. Foreclosure could…

What Is An Automatic Stay? Do they Stop Foreclosure?

Bankruptcy has a lot of specific terminology and processes. If you’re in bankruptcy or are considering filing for bankruptcy, it’s important to familiarize yourself with the process and what it means. At Denbeaux & Denbeaux, we encourage you to explore all of your options before filing for bankruptcy if it’s your last resort, especially when…

Why Debt Consolidation Isn’t Always The Best Option

Debt consolidation is a commonly recommended solution to help solve debt issues by making payments more manageable and reducing interest. While debt consolidation can ease some of the stress and financial burden of debts, it might not be the best option for you, depending on your specific debt and financial situation. There are a lot…