Episode 9 – The Third Circuit Court of Appeals issues new ruling on the (FDCPA) Fair Debt Collection Practices Act and the Least Sophisticated Consumer Standard. - Denbeaux & Denbeaux Attorneys at Law

Episode 9 – The Third Circuit Court of Appeals issues new ruling on the (FDCPA) Fair Debt Collection Practices Act and the Least Sophisticated Consumer Standard.

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Date: July 6, 2015Author: admin

The Third Circuit Court of Appeals issues new ruling on the Fair Debt Collection Practices Act (FDCPA) and the Least Sophisticated Consumer Standard.

In episode 9 of the FCRT we discuss the June 30, 2015 Third Circuit Court of Appeals decision in Jensen v. Pressler & Pressler.  The Court adopted a “materiality” test for determining when a debt collection communication is false, deceptive and/or misleading under the Fair Debt Collection Practices Act, (FDCPA).  The ruling is narrow and does not change the existing least sophisticated consumer standard in any significant way, however it does leave some questions unanswered.

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