Bankruptcy Isn't Your Only Option
Filing for Bankruptcy doesn't have to be your last option
Should You File for Bankruptcy?

New Jersey Bankruptcy Lawyer

Bankruptcy is American. It is a right built in the basic fabric of system of laws and business to encourage creativity, ingenuity and risk taking … it is a main driver of why American small business is as vibrant as any small business system anywhere else in the world.

It is a right to a fresh start belonging to every American, no matter your political affiliation, race, gender, creed or national origin. It is egalitarian and it is smart business … and smart for the country. That said, there are times when bankruptcy is NOT your best option in times of stress and financial difficulty.

Indeed, in most times of stress and financial difficulty bankruptcy is available but best not utilized. There are hundreds of bankruptcy attorneys throughout the State who do not want me saying this, but bankruptcy is an excellent option … sometimes. And sometimes it is best to pursue legal rights outside of bankruptcy, and sometimes bankruptcy is a great idea … and to then pursue legal rights by litigating inside bankruptcy court.

Rather than provide bankruptcy services ourselves, we team up with the best of the bankruptcy attorneys in New Jersey on cases in which bankruptcy is a useful tool.

Bankruptcy isn't the only solution

When is Bankruptcy the Right Option?

Although bankruptcy isn’t always the right answer for everyone, it can be a positive solution to help you tackle your debts. Most attorneys that help clients file for bankruptcy see bankruptcy as the only solution to financial hardships.


It may not be your best option to file for bankruptcy, depending on your unique situation, financial health, assets, and debts. Speaking with an experienced attorney who has navigated foreclosures, loan modifications, and other alternatives to bankruptcy can help you better understand your options.


We offer free initial consultations to help you understand your options for restarting your financial health and, if the best solution is bankruptcy, we will refer you to an experienced bankruptcy attorney to help you pursue that option. However, if you want to make sure that bankruptcy is the right thing for your finances, call us today to talk about your financial health and what options may be right for you.

The Denbeaux & Denbeaux Advantage

We understand that bankruptcy can be confusing. You don’t have to do it alone. At Denbeaux and Denbeaux, we don’t just work alone, we team up with the best of the bankruptcy attorneys in New Jersey on cases where bankruptcy can be a useful tool for financial freedom. 


Bankruptcy filings are often extensive, exhausting, and a very complex area of the law. We work with our clients to tackle their bankruptcy filing for them and provide them financial solutions that can provide long term relief. Working with a bankruptcy attorney can help make this process easier and more successful. Contact us today to discuss the complexities of your case and see how we can help!

Free Initial Bankruptcy Consultation

Not sure if bankruptcy is the best option for you?
Contact us for a free initial consultation to learn about your options.

Contact Us Today

Facing foreclosure? Contact us today for a free initial consultation to learn about your options for foreclosure defense, loan modifications, and debt collections.

(201) 970-6534

2023 Foreclosure Guide Foreclosure Process Foreclosure FAQ NJ Counties Court Updates