A reverse mortgage can be an appealing option if money is tight and you have a significant amount of equity in your home. However, if you think you might be headed towards bankruptcy, getting a reverse mortgage might not be a good idea. Having a reverse mortgage and filing for bankruptcy could create a confusing…
Having a mortgage you can’t afford can be stressful, especially as you try to figure out what that means for the future of your home. There are a lot of options available to help you if you can’t afford to pay your mortgage. Even if you can’t afford your mortgage anymore, it doesn’t necessarily mean…
Dealing with a tax delinquency foreclosure can always be difficult, especially when the legal precedent changes.
Loan modifications are designed to help make your mortgage payments more manageable for your financial situation. It’s understandable that unexpected financial burdens might make your loan modification unaffordable for a period of time. If you’ve defaulted on your loan modification or are at risk of falling behind on payments, there are options that can help…
Facing foreclosure can be scary. If you’ve received a Notice of Intent to foreclose or a foreclosure complaint and summons, you might not know how to save your home. You may have heard of the Foreclosure Mediation Program, which is available as an option for New Jersey residents. The NJ foreclosure mediation program offers a…
Applying for a loan modification can be a complicated process. There are a lot of steps involved in the application. It’s important to carefully go through all the steps to give your loan modification application the best possible chance of approval. There are a lot of different parts of loan modification applications. Details may seem…
A forged signature on a loan modification can create a lot of issues. You could find yourself in trouble with your lender for not meeting a loan agreement that you didn’t actually sign. If you believe your signature’s been forged on a loan agreement, taking action as soon as possible is important. The longer you…
A loan modification can be a good option to modify your mortgage if you’re struggling to make your mortgage payments. Getting a modification allows you to work with your mortgage lender to adjust your mortgage payments to make your financial situation more manageable. If you’ve already modified your loan in the past and are in…
Facing foreclosure can be stressful. The idea of losing your home to foreclosure can leave you scrambling for a solution to keep your home. You may have come across the idea of getting a loan to stop foreclosure. Still, as experienced foreclosure attorneys, we strongly caution anyone who thinks about pursuing that path to save…
There are a lot of different options available for changing or altering mortgages if your current mortgage is unaffordable. Loan modifications are common mortgage options that you may have heard of. A streamlined loan modification is a particular type of loan modification. Streamlined home loan modifications are less common and less well-known than traditional loan…