Going through a foreclosure can be stressful. If you have equity in your home, it’s understandable that you might wonder what could happen to it and what you can do to make sure you get the most equity out of your home. Equity always remains the property of the homeowner. However, foreclosure can impact your…
If you have equity in your home and are facing foreclosure, it’s understandable that you may wonder what will happen to your equity. The question of what happens to equity during foreclosure could be even more complicated if you’re also going through a divorce. Divorce and foreclosure can impact your equity. Foreclosure may pull from…
Property division can be a complicated process during divorce. A lot goes into deciding which, if any, spouse gets the house and how the other spouse is compensated. Adding concerns about the house going into foreclosure can make property division even more difficult. There are a lot of important things that you should consider if…
Foreclosure can impact you in a lot of different ways. Something you might not consider as you’re going through foreclosure is how it could impact your taxes in the future. When considering everything that foreclosure can change, it’s important to consider what could happen after foreclosure and how it could impact your taxes. Foreclosure could…
Bankruptcy has a lot of specific terminology and processes. If you’re in bankruptcy or are considering filing for bankruptcy, it’s important to familiarize yourself with the process and what it means. At Denbeaux & Denbeaux, we encourage you to explore all of your options before filing for bankruptcy if it’s your last resort, especially when…
Debt consolidation is a commonly recommended solution to help solve debt issues by making payments more manageable and reducing interest. While debt consolidation can ease some of the stress and financial burden of debts, it might not be the best option for you, depending on your specific debt and financial situation. There are a lot…
Foreclosure can be a stressful time. If you’re facing foreclosure, there are a lot of different options that can help you avoid foreclosure. Some options can even help you stay in your home while avoiding foreclosure. If you’re facing foreclosure or have received a foreclosure summons, it doesn’t mean that it’s a lost cause and…
Dealing with mortgage companies can be stressful, especially if your finances are tight. Struggling to pay your mortgage payments can make working with your mortgage company even more difficult and overwhelming. If you’re struggling to make payments, your customer service relationship with your lender can quickly take a turn for the worse. Having issues with…
A reverse mortgage can be an appealing option if money is tight and you have a significant amount of equity in your home. However, if you think you might be headed towards bankruptcy, getting a reverse mortgage might not be a good idea. Having a reverse mortgage and filing for bankruptcy could create a confusing…
Having a mortgage you can’t afford can be stressful, especially as you try to figure out what that means for the future of your home. There are a lot of options available to help you if you can’t afford to pay your mortgage or if you’ve fallen behind on your mortgage. Even if you can’t…