Debt consolidation is a commonly recommended solution to help solve debt issues by making payments more manageable and reducing interest. While debt consolidation can ease some of the stress and financial burden of debts, it might not be the best option for you, depending on your specific debt and financial situation. There are a lot…
Foreclosure can be a stressful time. If you’re facing foreclosure, there are a lot of different options that can help you avoid foreclosure. Some options can even help you stay in your home while avoiding foreclosure. If you’re facing foreclosure or have received a foreclosure summons, it doesn’t mean that it’s a lost cause and…
Dealing with mortgage companies can be stressful, especially if your finances are tight. Struggling to pay your mortgage payments can make working with your mortgage company even more difficult and overwhelming. If you’re struggling to make payments, your customer service relationship with your lender can quickly take a turn for the worse. Having issues with…
A reverse mortgage can be an appealing option if money is tight and you have a significant amount of equity in your home. However, if you think you might be headed towards bankruptcy, getting a reverse mortgage might not be a good idea. Having a reverse mortgage and filing for bankruptcy could create a confusing…
Having a mortgage you can’t afford can be stressful, especially as you try to figure out what that means for the future of your home. There are a lot of options available to help you if you can’t afford to pay your mortgage. Even if you can’t afford your mortgage anymore, it doesn’t necessarily mean…
Dealing with a tax delinquency foreclosure can always be difficult, especially when the legal precedent changes.
Loan modifications are designed to help make your mortgage payments more manageable for your financial situation. It’s understandable that unexpected financial burdens might make your loan modification unaffordable for a period of time. If you’ve defaulted on your loan modification or are at risk of falling behind on payments, there are options that can help…
Facing foreclosure can be scary. If you’ve received a Notice of Intent to foreclose or a foreclosure complaint and summons, you might not know how to save your home. You may have heard of the Foreclosure Mediation Program, which is available as an option for New Jersey residents. The NJ foreclosure mediation program offers a…
Applying for a loan modification can be a complicated process. There are a lot of steps involved in the application. It’s important to carefully go through all the steps to give your loan modification application the best possible chance of approval. There are a lot of different parts of loan modification applications. Details may seem…
A forged signature on a loan modification can create a lot of issues. You could find yourself in trouble with your lender for not meeting a loan agreement that you didn’t actually sign. If you believe your signature’s been forged on a loan agreement, taking action as soon as possible is important. The longer you…