Click the image to see the full size version
Denbeaux & Denbeaux, 372 Kinderkamack Road, Suite 5, Westwood, New Jersey
This image illustrates how the system works in favor of those fighting foreclosure and, more importantly, the absolute necessity of proper investigation of the mortgage servicer’s actions throughout the history of the loan (RESPA Investigation & Discovery).
Fighting the foreclosure buys time … lots of time.
Uncovering mortgage servicing mistakes buys leverage … lots of leverage.
You can see that just by Answering the Complaint, you guarantee yourself more time in your home. We explore everyone's unique situation and help you decide the best course of action.
March 2020 Update
As soon as we produced this graphic, a world crisis began and it was instantly out of date.
Right now, no one knows how the foreclosure system is going to work, but there is no doubt whatsoever that the time frames in the graphic are much shorter than they will be in the future.
The system is going to be stressed and broken … and the value of fighting the foreclosure is going to be even greater. The number of times that mortgage servicers are going to make mistakes is going to massively multiply … leading to leverage, federal suits against servicers and debt collectors and just generally rewarding those people who have the facts and can recognize they need a lawyer well versed in these areas.