How and when can mortgage servicers file foreclosure complaints right now?

This video goes over the federal and state rules and regulations that are governing how and when mortgage services can prosecute their alleged rights against people in default on their homes.

For government backed loans, as we explained in our last post, you cannot start a foreclosure case until September 1, 2020.

For non-government backed loans, Governor Murphy had made other servicers agree to delay filing foreclosure complaints. That delay has not been extended to September 1. If you have a non-government backed loan, you may be wondering what to expect? Watch the video to learn more.

If you have any questions, call me. I’ve got your back. We can get through this together.

Attorney

Joshua Denbeaux is a Partner at Denbeaux & Denbeaux, concentrating his practice on financial consumer rights issues and foreclosure defense. He has substantial experience in legal matters related to foreclosure, loan modification, debt collection, and the prosecution of cases related to predatory lending. Mr. Denbeaux received his law degree in 1994 from Seton Hall University after completing his undergraduate work at The College of Wooster. Mr. Denbeaux is licensed to practice in the United States District Courts for New Jersey.