Facing foreclosure can be stressful. The idea of losing your home to foreclosure can leave you scrambling for a solution to keep your home. You may have come across the idea of getting a loan to stop foreclosure. Still, as experienced foreclosure attorneys, we strongly caution anyone who thinks about pursuing that path to save…
There are a lot of different options available for changing or altering mortgages if your current mortgage is unaffordable. Loan modifications are common mortgage options that you may have heard of. A streamlined loan modification is a particular type of loan modification. Streamlined home loan modifications are less common and less well-known than traditional loan…
NJ ERMA is the New Jersey Emergency Rescue Mortgage Assistance program. This mortgage relief program is intended to help homeowners with COVID-19-related financial hardships keep their homes. If you are eligible for ERMA, you could receive funds to help you make mortgage or fee payments to keep your home. Dealing with mortgage issues or struggling…
Issues with mortgage companies can be extremely stressful. Understandably, if you’re having issues making your mortgage payments, you will want to resolve it as quickly as possible. If you’re having issues with your mortgage or your mortgage company, an experienced mortgage attorney may be able to work with you to help you resolve the issue….
There are a lot of mortgage and homeowner terms that can be overwhelming if you’re unfamiliar with them. The Truth In Lending Act (TILA) is important to be aware of if you own a house or are in the process of purchasing a home. The TILA is a federal act intended to protect homeowners from…
Foreclosure proceedings can be nuanced and specific. If you’ve never gone through foreclosure before, trying to figure out your next steps on your own could be stressful and confusing. However, if you feel that something isn’t right about your lender foreclosing on you, trust your instincts. You very well may be right. Working with a…
Loan modifications can be a great option to avoid foreclosure and lower your monthly payments if you’re struggling with your mortgage payments. Getting a loan modification can require a lot of time and effort. You spend time gathering your documents to apply, applying, and waiting for approval. The loan modification process isn’t over even after…
Foreclosure can be difficult and stressful, especially if you are dealing with multiple mortgages or liens. If you’re facing foreclosure, contact Joshua Denbeaux today to learn more about how we may be able to help you stop or avoid foreclosure on your home.
The thought of losing your home because of debt and having it sold through a sheriff’s house auction can be overwhelming and scary. Most people don’t know anything about sheriff’s sales until they are involved in one.
Dealing with mortgage payments, the cost of owning a home, and any unexpected expenses in life can be difficult and overwhelming. At some point, you may end up looking for a way to get out of your mortgage payments. If you’re struggling with your mortgage payments, you might be presented with a lot of options,…