Dealing with an HOA be especially difficult if they’re threatening you with an HOA foreclosure. It’s important for homeowners to know that some HOAs can force a foreclosure if you’re behind on your HOA fees. While an HOA foreclosure depends on the specific rules of your HOA, it is common for HOAs to be able to foreclose on properties.
Dealing with debt collectors on top of debt can be stressful and scary, especially if the debt collectors are constantly calling you or saying or doing things that make you feel uncomfortable or unsafe. Debt collectors have specific rules that they have to follow when it comes to how they contact you, how frequently, and…
For homeowners in need of extra money, reverse mortgages are frequently presented as a solution. Reverse mortgages can have a lot of strings attached.
Going through a foreclosure can be extremely overwhelming. There are so many specific timelines and small details that need to be considered, including new terms you may not know. You may be asking what a lis pendens is and what it means if you’re facing foreclosure. If you’ve never dealt with foreclosure before, it can…
Going through a foreclosure can be a terrifying and stressful time for homeowners. Unfortunately, there are people who try to take advantage of this vulnerable position through foreclosure scams.
Declaring bankruptcy shouldn’t always be your first option if you’re struggling with debts. Because bankruptcy can take your house, you could be left homeless with debts that you’re still expected to pay off.
Inheriting a property can bring a lot of baggage that you might be unprepared to deal with. You could unknowingly inherit a property that has a large mortgage or is at risk of foreclosure. You have options if there’s a mortgage or foreclosure as the heir to the property. Depending on what you want to…
Declaring bankruptcy to avoid foreclosure is a popular topic, but you should be wary of it. Bankruptcy is a legal process involving your debt that can have a lot of long-term negative consequences. If you’re looking to find out if bankruptcy will stop foreclosure, you may want to consider all of your options before you decide to file for bankruptcy.
If you’re considering a mortgage modification, it’s a good idea to work with a foreclosure attorney that you trust. An experienced attorney understands the mortgage modification process and can help you determine your options and the best choice for you.
Before applying for a loan modification, it’s important that you’re aware of all of the different loan modification requirements. Even if you meet all of the requirements, it can still be difficult to get a loan modification approved. Before starting the process of trying to modify your loan, consider talking to an experienced loan modification lawyer.