Documentation To Qualify For Loan Modification

Loan modifications can be a great option for homeowners struggling with staying up-to-date on monthly mortgage payments. If you are afraid your lender will foreclose on you, or if you are already going through foreclosure, you may still be able to get a loan modification to help make those payments more manageable. If you’re wondering…

No Surprises Act 2022 Update Ending Surprise Medical Bills

If you have health insurance and you received treatment at an emergency room that was billed to you as out of network you may have been scammed! As anyone who has been unlucky enough to have been injured or been sick and needed an ambulance, you later received a bill from an ambulance company. This…

Forbearance Agreement, Repayment Plan, & Loan Mod

If you have concerns about being able to pay your mortgage payments, you may find some relief in knowing that you have many resources available to you to help make your loan more manageable. These options may help you modify your loan with the lender, avoid penalty and late fees, or even avoid foreclosure all…

What Is The New Jersey Loan Modification Process Like?

Are you a homeowner falling behind on mortgage payments? Worried that you may not be able to pay as much towards your mortgage soon? Want to restructure your mortgage payments to make them more affordable? You may be able to get a mortgage loan modification from your mortgage company to help make the loan more…

New Jersey Eviction Moratorium Update

The New Jersey eviction moratorium expired on November 15, 2021. What does that mean for New Jersey homeowners who have had foreclosure judgments against them? At the start of the pandemic, Governor Murphy issued Executive Order 106 which halted all evictions in the state. That Order had the effect of also halting all foreclosure sales….

Common Fraud In Foreclosures And What To Watch Out For

With the end of the CARES Act and the inflow of foreclosures estimated to happen throughout the end of this year and next, more and more homeowners will be searching for a solution to avoid foreclosure. Unfortunately, this crisis gives rise to schemes and scammers that try to take advantage of homeowners going through foreclosure. …