What is the statute of limitations in New Jersey? If you are a NJ homeowner who defaulted on your monthly mortgage payment, or expect to default on your mortgage due to a financial hardship, knowing how long the statute of limitations on foreclosures is can be an important factor in how you deal with defaulting…
The simple answer is yes, if you’re a New Jersey homeowner you can sell your home even during foreclosure. If you’re struggling with being months behind on your mortgage and are dealing with a long term financial hardship rather than a short term setback, selling your home may be the best option for you and…
If you lost your home to foreclosure and your lender sold your home, you may think that you are finally free from your monthly mortgage payments – but that isn’t always the case. In fact, your lender may be able to legally make you pay the rest of your mortgage through a deficiency judgment against…
A mortgage loan modification can offer some relief for homeowners that are behind on monthly payments by providing permanent modifications to the loan.
If you have concerns about being able to pay your mortgage payments, you may find some relief in knowing that you have many resources available to you to help make your loan more manageable. These options may help you modify your loan with the lender, avoid penalty and late fees, or even avoid foreclosure all…
The New Jersey eviction moratorium expired on November 15, 2021. What does that mean for New Jersey homeowners who have had foreclosure judgments against them? At the start of the pandemic, Governor Murphy issued Executive Order 106 which halted all evictions in the state. That Order had the effect of also halting all foreclosure sales….
When you’re facing foreclosure, you may find yourself targeted by many people who claim they have a solution to avoid foreclosure. Unfortunately, facing foreclosure gives rise to schemes and scammers that try to take advantage of homeowners going through foreclosure. Every year, unsuspecting homeowners fall for foreclosure frauds and foreclosure rescue scams. These frauds make…
Being sued by a debt collector can be a difficult and nerve-wracking process. Working with a debt collection defense lawyer can help take the pressure off of you to make the process much easier and less stressful. But hiring an attorney for debt defense comes with additional costs, so many people choose not to hire…
Are you someone that finds themself in an unfortunate situation of being sued for debt collection or receiving harassing calls from debt collectors? You can try and handle the lawsuit and collectors without any help, however, that can be really hard to do if you aren’t familiar with debt collection. Debt collection can be an…
Maybe you are one of those millions of people who is facing foreclosure and wondering, “Can I stop the foreclosure on my house?” Not only can you delay a foreclosure, but in some cases, you can stop foreclosure altogether. As a homeowner, you have certain options available for you to stop foreclosure, even if you…