Mortgage servicer changes occur more often than you may think. If you have a mortgage, this could happen to you at any point throughout the life of your loan. After a mortgage servicer change, issues with loan payments are more common than they should be. There are a variety of causes for issues in mortgage…
If you’ve filed for bankruptcy or are considering filing for bankruptcy, you’re likely worried about your post-bankruptcy housing options. Filing for bankruptcy doesn’t mean that you’ll never be able to get a mortgage again. In some circumstances, you may be able to reapply and be approved for a mortgage, even after bankruptcy.
A short sale is an option you can explore to potentially avoid foreclosure, but depending on your situation, it may not be the best option.
After a foreclosure ruling, your first concern is likely whether or not you’ll be evicted and where you’ll live if you are. You may not know that even when your house has been foreclosed on, you could still have options to stop an eviction. If you are a homeowner facing eviction after foreclosure and hoping…
Mistakes by mortgage servicers are relatively common in the loan modification process. Loan modification federal laws may penalize the mortgage servicer for loan modification violations, which can sometimes lead to the property being forfeited back to the homeowner.
Foreclosure defense is a legal strategy to stop or delay a foreclosure. There are many different mortgage foreclosure defense strategies that can be used, depending on the details of your foreclosure case and what will work best for your specific situation.
While you can represent yourself in a foreclosure case, it may not be the best solution. A foreclosure attorney can use their experience to navigate the foreclosure process efficiently and may even know of alternative routes to take to protect your home from foreclosure.
Homeowners always have the right to fight against foreclosure, and defaulting on a loan modification is no exception. If you have defaulted on a loan modification, you still have the right to fight against foreclosure on your home.
Although a deed in lieu of foreclosure avoids foreclosure, it should still be a homeowner’s last option. If you are a homeowner facing foreclosure, you may find some solace knowing that you have other options to stop foreclosure on your home.
The information you find on the internet for stopping a conventional foreclosure may not relate to an FHA foreclosure. Knowing how the FHA pre-foreclosure process works and what options you have available to you for your particular situation could help you in the long run when it comes to stopping an FHA foreclosure.