Fight Collection Agencies: What Debt Collection Attorneys Do

Are you someone that finds themself in an unfortunate situation of being sued for debt collection or receiving harassing calls from debt collectors? You can try and handle the lawsuit and collectors without any help, however, that can be really hard to do if you aren’t familiar with debt collection.

Debt collection can be an overwhelming process, especially if you’re going through it alone. Working with a debt collection attorney may greatly help your case and make the process much easier on you. 

At Denbeaux & Denbeaux Law, we work with clients who are being sued by debt collectors to help them navigate a path forward. Joshua Denbeaux is an experienced debt collection defense lawyer who is ready to answer any questions you may have and make sure you have all options available. 

Looking for an attorney to fight the collection agency suing you? Contact us today and find out how Joshua Denbeaux can help your debt collection lawsuit.

What Does A Debt Collection Attorney Actually Do?

If you are someone who is unable to pay off debt, being sued by a collection agency, or have been wrongfully accused of owing a debt then you’re probably wondering what all your options are. Hiring a debt collection attorney is a good first step to take.

Unsure about hiring a debt collection defense attorney? If you’re suffering from one of these problems, a debt collection attorney may be able to help:

  • You are being harassed by debt collectors 
  • You aren’t able to pay back the debt you owe
  • You are being sued or threatened with a lawsuit
  • You think that your debt collector is violating the law

A debt collection attorney is a lawyer that helps clients with debt collection lawsuits. An attorney may be able to help you stop the collection agency’s harassing phone calls and work with you to find a solution to fight against the debt collection lawsuit. 

Benefits Of Working With A Debt Defense Lawyer

Even though you can go through the debt collection process by yourself, working with a debt collection defense attorney may have a significant impact on the success of your lawsuit. Consider these key benefits that working with a debt defense lawyer can have on your case:

1. Professional Expertise

A debt collection defense attorney has knowledge of and experience with the debt collection process, which is why it’s recommended that people going through a debt collection lawsuit should hire professional help. A debt collection defense lawyer can offer their professional expertise to answer your questions and help you with your case. 

2. Hold Debt Collectors Accountable For Illegal Behavior

Having a debt defense lawyer with professional expertise can help you in cases that servicers practice illegal debt collection practices. The Fair Debt Collection Practices Act (FDCPA) prohibits debt collectors from practicing illegal debt collection tactics to force, coerce, or abuse you into paying a debt. You may be able to receive an award of up to $1,000 for each and every violation a debt collector commits when trying to collect a debt against you, whether or not you owe the debt.

If a collector has broken the law under FDCPA guidelines, you may have the legal right to sue that collector. An attorney who is familiar with FDCPA can help you identify illegal debt collection practices that you may have missed or not even known about and create the appropriate documentation to prove that the violations occurred.

3. Avoid Default Judgements & Protect Your Rights

If you don’t answer the lawsuit filed against you, a collection agency has the right to file for default judgement on your debt. A default judgement allows for the collection agency to immediately take action to pay the debt, including garnishing wages, seizing property, and more. 

If a judge accepts their request for a default judgement on your debt, there won’t be very much left for you to do. If you don’t know how to respond to the lawsuit filed against you, or you’re not sure what next steps to take, then contact an experienced debt collection defense attorney who may help you avoid a default judgement.

Work With A Debt Collection Attorney Today

Finding a debt collection attorney is important for your lawsuit, but finding the right attorney is just as important. But it can be hard to do if you don’t know what to look for or what questions to ask. 

Wondering how to win a lawsuit against a debt collector? Joshua Denbeaux is an experienced debt collection defense attorney who helps clients being sued by a collection agency by offering his professional expertise to avoid default judgments and help protect your rights.
Contact us today for a free consultation and see how Joshua Denbeaux may be able to help you.

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4 Responses
  1. frank

    About 10 years ago Acra say I am not responsible for what HCKK INVESTMENT does. To my surprise that was a red letter send to me & it says I owe him $3280. I did see the invoice and I do not know how it come about. On checking with Acra it say the letter is not send by Acra so we need to settle outside. I need I Acra to be more responsible in this matter.