First

Every foreclosure situation is as unique as every person who confronts foreclosure.

Second

Whatever your desired outcome is when facing foreclosure you’ll need to have a plan. Many homeowners delay in creating an effective strategic plan for their situation, and federal consumer protection laws can impact a desired outcome. Click here to read more on how we fight foreclosure with federal laws. You can also download and learn about The Six Warning Signs of a Possible Consumer Protection Law Violation.

Third and finally

One might think that time is on the side of the homeowner in New Jersey. The bottom-line is that the sooner you get started with a foreclosure defense the better the chances of a positive outcome. You can download and read this timeline of the New Jersey Foreclosure Process Handbook to understand how much time is involved in a foreclosure when the bank and servicing company follow the rules.

Attorney

Joshua Denbeaux is a Partner at Denbeaux & Denbeaux, concentrating his practice on financial consumer rights issues and foreclosure defense. He has substantial experience in legal matters related to foreclosure, loan modification, debt collection, and the prosecution of cases related to predatory lending. Mr. Denbeaux received his law degree in 1994 from Seton Hall University after completing his undergraduate work at The College of Wooster. Mr. Denbeaux is licensed to practice in the United States District Courts for New Jersey.