Beware Of Mortgage Forbearance In New Jersey
A mortgage forbearance is a short-term mortgage relief agreement between a homeowner and a lender. During a forbearance agreement, mortgage payments are reduced or suspended for a set period of time.
Lending Violations During Mortgage Servicer Changes
Mortgage servicer changes occur more often than you may think. If you have a mortgage, this could happen to you at any point throughout the life of your loan. After a mortgage servicer change, issues with loan payments are more common than they should be. There are a variety of causes for issues in mortgage…
Is It Possible To Get A Mortgage After Bankruptcy?
If you’ve filed for bankruptcy or are considering filing for bankruptcy, you’re likely worried about your post-bankruptcy housing options. Filing for bankruptcy doesn’t mean that you’ll never be able to get a mortgage again. In some circumstances, you may be able to reapply and be approved for a mortgage, even after bankruptcy.
Received A Denied Loan Modification, Now What?
Homeowners can be denied a loan modification for multiple reasons, but it can be as simple as filling out the application incorrectly. Working with a loan modification attorney may help ensure your application is filed correctly and efficiently. An attorney may be able to negotiate with your lender on your behalf regarding more complex issues as well.
What Are The Pros And Cons Of A Short Sale?
A short sale is an option you can explore to potentially avoid foreclosure, but depending on your situation, it may not be the best option.
How Does Eviction After A Foreclosure Work?
After a foreclosure ruling, your first concern is likely whether or not you’ll be evicted and where you’ll live if you are. You may not know that even when your house has been foreclosed on, you could still have options to stop an eviction. If you are a homeowner facing eviction after foreclosure and hoping…
Mortgage Servicer Violations in Loan Modifications
Mistakes by mortgage servicers are relatively common in the loan modification process. Loan modification federal laws may penalize the mortgage servicer for loan modification violations, which can sometimes lead to the property being forfeited back to the homeowner.
Mortgage Foreclosure Defense Strategies
Foreclosure defense is a legal strategy to stop or delay a foreclosure. There are many different mortgage foreclosure defense strategies that can be used, depending on the details of your foreclosure case and what will work best for your specific situation.
How To Win A Foreclosure Case While Representing Yourself
While you can represent yourself in a foreclosure case, it may not be the best solution. A foreclosure attorney can use their experience to navigate the foreclosure process efficiently and may even know of alternative routes to take to protect your home from foreclosure.
Can I Stop Foreclosure If Defaulted On Loan Mod?
Homeowners always have the right to fight against foreclosure, and defaulting on a loan modification is no exception. If you have defaulted on a loan modification, you still have the right to fight against foreclosure on your home.