Commercial property foreclosure is very different from residential property foreclosure. Few attorneys will work with defendants of commercial foreclosures because there are very few avenues to defend against one. Depending on the specifics of your situation, there may not be much you can do to fight a commercial foreclosure. However, at Denbeaux & Denbeaux Law,…
If you’re struggling with mortgage payments, it’s important to be on guard against fraud. There are many different ways that people or companies may try to take advantage of homeowners in difficult financial situations. You should educate yourself on common mortgage forbearance fraud tactics so you know what to be on the lookout for and…
Facing foreclosure can be stressful and overwhelming. Foreclosure has specific processes and procedures that can be confusing if you’re unfamiliar with foreclosure, one of which is a streamlined foreclosure process. A streamlined foreclosure is a specific process that can be difficult to navigate and speeds up the foreclosure timeline. An attorney can help you work…
Going through a divorce can be stressful. Divorce can overlap with home ownership issues and create mortgage issues or lead to foreclosure if you’re not attentive to what’s going on during your divorce or separation. If you’re facing divorce, you need to understand your mortgage situation and how to avoid foreclosure, especially if you’re facing…
Having legal difficulties over the ownership or responsibility of a property can be difficult and stressful. Owning a property with others can bring unique challenges and legal proceedings. Property disputes can be stressful, especially if there’s a mortgage on the property. In some cases, a property partition lawsuit may be your best option to avoid…
A default judgment is one option available to lenders who are pursuing foreclosure. Default judgments are an accelerated foreclosure process that moves faster than traditional foreclosures. If you’re facing foreclosure, a foreclosure attorney can work with you to explain all of your options to avoid foreclosure and keep your home. Contact Joshua Denbeaux today to…
Staying on top of your mortgage payments can be difficult, especially if you’re facing unexpected financial hardships. Unexpected expenses or a loss of income could temporarily prevent you from making your mortgage payments. The idea of missing a mortgage payment can be stressful. It’s understandable that you may have questions about your risk of foreclosure…
A real estate-owned property is one potential outcome for a home in the foreclosure process. If you are facing foreclosure, your home could end up as a real estate-owned property. It’s understandable that you might have questions about real estate-owned properties and how they work. Foreclosure is a big deal. If you’re facing foreclosure on…
High interest rates have been shown to correlate with higher foreclosure rates. When mortgage interest rates are higher, the percentage of foreclosures tends to increase. Interest rates continue to increase, and so do foreclosure rates. Higher interest rates and foreclosure can cause financial difficulties for homeowners. Whether you’re a new homeowner with a higher-interest loan…
There can be bias in any step of homeownership, and it’s always a cause for concern. Despite protections for borrowers against bias, bias often happens enough that you should be aware of how bias could impact you. Specifically in lending and foreclosure, there is an opportunity for lender discretion, which can become biased in a…