What Are My Options For Stopping The FHA Foreclosure Process?

The information you find on the internet for stopping a conventional foreclosure may not relate to an FHA foreclosure. Knowing how the FHA pre-foreclosure process works and what options you have available to you for your particular situation could help you in the long run when it comes to stopping an FHA foreclosure.

Lender Charge Late Fees After Filing Foreclosure

If you are late on paying your monthly mortgage payments, most loans allow your lender to charge late fees, however, rules that allow late fees on mortgage payments don’t apply when homeowners are already under foreclosure.  New Jersey has certain laws in place that prevent banks and lenders from charging late fees for mortgage payments…

What Is The NJ Statute Of Limitations On Foreclosures

What is the statute of limitations in New Jersey? If you are a NJ homeowner who defaulted on your monthly mortgage payment, or expect to default on your mortgage due to a financial hardship, knowing how long the statute of limitations on foreclosures is can be an important factor in how you deal with defaulting…