There are a lot of mortgage and homeowner terms that can be overwhelming if you’re unfamiliar with them. The Truth In Lending Act (TILA) is important to be aware of if you own a house or are in the process of purchasing a home. The TILA is a federal act intended to protect homeowners from…
Foreclosure proceedings can be nuanced and specific. If you’ve never gone through foreclosure before, trying to figure out your next steps on your own could be stressful and confusing. However, if you feel that something isn’t right about your lender foreclosing on you, trust your instincts. You very well may be right. Working with a…
Foreclosure can be difficult and stressful, especially if you are dealing with multiple mortgages or liens. If you’re facing foreclosure, contact Joshua Denbeaux today to learn more about how we may be able to help you stop or avoid foreclosure on your home.
The thought of losing your home because of debt and having it sold through a sheriff’s house auction can be overwhelming and scary. Most people don’t know anything about sheriff’s sales until they are involved in one.
Dealing with mortgage payments, the cost of owning a home, and any unexpected expenses in life can be difficult and overwhelming. At some point, you may end up looking for a way to get out of your mortgage payments. If you’re struggling with your mortgage payments, you might be presented with a lot of options,…
Going through foreclosure and worrying about losing your home can be highly stressful. If you’ve received a final judgment in your foreclosure and a pending foreclosure sale, you may be left wondering what that means for your financial situation. Mortgage surplus funds are a way that you may still be able to get money from…
Struggling to make mortgage payments can be stressful, especially if you’re already behind on mortgage payments. Worrying about the foreclosure status of your home and if you’re about to lose your home can add to that stress. If you’re worried about your home being foreclosed on, it’s a good idea to contact an attorney for…
Mortgages and homeownership can be confusing to understand. There are a lot of new terms, and you might not understand exactly what they mean and how they may impact you. It can be particularly confusing if you’re facing foreclosure or other issues with your property.
Dealing with an HOA be especially difficult if they’re threatening you with an HOA foreclosure. It’s important for homeowners to know that some HOAs can force a foreclosure if you’re behind on your HOA fees. While an HOA foreclosure depends on the specific rules of your HOA, it is common for HOAs to be able to foreclose on properties.
If you are at risk of foreclosure, there are options that can help you avoid foreclosure. Not only will avoiding foreclosure help you stay in your home, but it will also help your credit score stay higher by avoiding having a foreclosure on your credit report. An attorney can work with you to help you explore options to prevent foreclosure.