Dealing with an HOA be especially difficult if they’re threatening you with an HOA foreclosure. It’s important for homeowners to know that some HOAs can force a foreclosure if you’re behind on your HOA fees. While an HOA foreclosure depends on the specific rules of your HOA, it is common for HOAs to be able to foreclose on properties.
For homeowners in need of extra money, reverse mortgages are frequently presented as a solution. Reverse mortgages can have a lot of strings attached.
Going through a foreclosure can be extremely overwhelming. There are so many specific timelines and small details that need to be considered, including new terms you may not know. You may be asking what a lis pendens is and what it means if you’re facing foreclosure. If you’ve never dealt with foreclosure before, it can…
Inheriting a property can bring a lot of baggage that you might be unprepared to deal with. You could unknowingly inherit a property that has a large mortgage or is at risk of foreclosure. You have options if there’s a mortgage or foreclosure as the heir to the property. Depending on what you want to…
Declaring bankruptcy to avoid foreclosure is a popular topic, but you should be wary of it. Bankruptcy is a legal process involving your debt that can have a lot of long-term negative consequences. If you’re looking to find out if bankruptcy will stop foreclosure, you may want to consider all of your options before you decide to file for bankruptcy.
A mortgage forbearance is a short-term mortgage relief agreement between a homeowner and a lender. During a forbearance agreement, mortgage payments are reduced or suspended for a set period of time.
Mortgage servicer changes occur more often than you may think. If you have a mortgage, this could happen to you at any point throughout the life of your loan. After a mortgage servicer change, issues with loan payments are more common than they should be. There are a variety of causes for issues in mortgage…
A short sale is an option you can explore to potentially avoid foreclosure, but depending on your situation, it may not be the best option.
After a foreclosure ruling, your first concern is likely whether or not you’ll be evicted and where you’ll live if you are. You may not know that even when your house has been foreclosed on, you could still have options to stop an eviction. If you are a homeowner facing eviction after foreclosure and hoping…
Foreclosure defense is a legal strategy to stop or delay a foreclosure. There are many different mortgage foreclosure defense strategies that can be used, depending on the details of your foreclosure case and what will work best for your specific situation.