Skip to content
Call for Free Consultation:  (201) 970-6534
YouTube Facebook Linkedin Twitter
Denbeaux & Denbeaux - Attorneys at Law
  • About
  • Practice AreasExpand
    • Foreclosure Defense
    • Loan Modification
    • Bankruptcy
    • Debt Defense
    • Illegal Repossession
  • ResourcesExpand
    • NJ Foreclosure Guide
    • NJ Foreclosure Process
    • Foreclosure FAQ
  • Articles
  • Contact
Free Consultation
Denbeaux & Denbeaux - Attorneys at Law
Foreclosure Articles

What to Do When In Foreclosure

ByJoshua Denbeaux June 28, 2017April 22, 2025

These are five areas that you should focus on for best outcomes if in foreclosure: communication, document management, records, time and finance management.

  1. Communication – It is imperative that you communicate with your lawyer. Often times nothing will happen with your case for weeks on end.  However, if you ever want an update on where your case stands, you should not hesitate to reach out to the firm.  Equally important is to be responsive when the firm reaches out to you.  There may be instances during the litigation where we need a prompt response from you in order to advocate on your behalf.  Non-communication could cause irreparable harm to your case.
  2. Document management – You should provide every letter, notice, communication you receive from your lender or servicer to your lawyer. Often times it will be meaningless, but you should let your lawyer make that call.
  3. Records – Keep good notes about everything that happens in regard to your loan; who you spoke to, when, and about what. Again, it may ultimately be irrelevant, but it may also be the key to a valid defense to the foreclosure – let your lawyer decide.
  4. Time Management – Don’t procrastinate. Sticking your head in the sand is the easiest way to lose your rights.
  5. Finance Management – While the foreclosure action is progressing, you will not be actively paying your mortgage. You should use this opportunity to save the money you would otherwise be paying to your lender and begin to repair your finances.

When you retain Denbeaux & Denbeaux, you are retaining a team of individuals as advocates for your cause. In your foreclosure matter, that team is led by Joshua Denbeaux. Joshua will be primarily responsible for your case and will at all times be kept abreast of your litigation. Day to day, your case will be managed by one or more associate attorneys. Those attorneys will work together, with the assistance of our talented support staff, to advocate on your behalf.

Joshua Denbeaux

Attorney

Joshua Denbeaux is a Partner at Denbeaux & Denbeaux, concentrating his practice on financial consumer rights issues and foreclosure defense. He has substantial experience in legal matters related to foreclosure, loan modification, debt collection, and the prosecution of cases related to predatory lending. Mr. Denbeaux received his law degree in 1994 from Seton Hall University after completing his undergraduate work at The College of Wooster. Mr. Denbeaux is licensed to practice in the United States District Courts for New Jersey.

Post navigation

Previous Previous
Three Sneaky Foreclosure Tricks of Loan Servicers
NextContinue
Win In Supreme Court On Behalf Of Homeowner

Free Foreclosure Defense Consultation

Facing foreclosure? Contact us today for a free initial consultation to learn about your options to stop for fight foreclosure on your home.

Schedule A Consultation

Free Foreclosure Resources

2024 Foreclosure Guide
NJ Foreclosure Process
NJ Foreclosure F.A.Q.

Facing Foreclosure From A Bank or Servicer?

  • Bank of America
  • BSI Financial, Inc.
  • Carrington Mortgage Services
  • Cenlar FSB
  • Fay Servicing
  • Flagstar Bank
  • Freedom Mortgage
  • Kondaur Capital
  • Mr. Cooper
  • Nationstar Mortgage
  • PennyMac Loan Services
  • PHH Mortgage
  • PNC Bank
  • Rushmore Loan Management Services
  • Select Portfolio Servicing
  • Shellpoint Mortgage Servicing
  • Specialized Loan Servicing
  • Wells Fargo

New Jersey Counties We Serve

  • Atlantic County
  • Bergen County
  • Burlington County
  • Camden County
  • Cape May County
  • Cumberland County
  • Essex County
  • Gloucester County
  • Hudson County
  • Hunterdon County
  • Mercer County
  • Middlesex County
  • Morris County
  • Ocean County
  • Passaic County
  • Salem County
  • Somerset County
  • Sussex County
  • Union County
  • Warren County
Denbeaux & Denbeaux - Attorneys at Law

Denbeaux and Denbeaux is a family-run law firm that represents the under-represented. The firm primarily practices mortgage, consumer protection, automobile, and repossession litigation.

Contact Us

372 Kinderkamack Road, Suite 5
Westwood, NJ 07675

(201) 970-6534

  • Foreclosure Defense
  • Loan Modification
  • Bankruptcy
  • Debt Defense
  • Illegal Vehicle Repossession

© 2025 Denbeaux & Denbeaux, All Rights Reserved. Legal Marketing by Orsanna.

  • About
  • Practice Areas
    • Foreclosure Defense
    • Loan Modification
    • Bankruptcy
    • Debt Defense
    • Illegal Repossession
  • Resources
    • NJ Foreclosure Guide
    • NJ Foreclosure Process
    • Foreclosure FAQ
  • Articles
  • Contact