When you’re facing foreclosure, you may find yourself targeted by many people who claim they have a solution to avoid foreclosure. Unfortunately, facing foreclosure gives rise to schemes and scammers that try to take advantage of homeowners going through foreclosure. Every year, unsuspecting homeowners fall for foreclosure frauds and foreclosure rescue scams. These frauds make…
Being sued by a debt collector can be a difficult and nerve-wracking process. Working with a debt collection defense lawyer can help take the pressure off of you to make the process much easier and less stressful. But hiring an attorney for debt defense comes with additional costs, so many people choose not to hire…
Are you someone that finds themself in an unfortunate situation of being sued for debt collection or receiving harassing calls from debt collectors? You can try and handle the lawsuit and collectors without any help, however, that can be really hard to do if you aren’t familiar with debt collection. Debt collection can be an…
Maybe you are one of those millions of people who is facing foreclosure and wondering, “Can I stop the foreclosure on my house?” Not only can you delay a foreclosure, but in some cases, you can stop foreclosure altogether. As a homeowner, you have certain options available for you to stop foreclosure, even if you…
Just because you’ve received foreclosure papers, doesn’t mean that you’re out of options. Foreclosure is a legal process that provides rights for both sides involved, which means that homeowners have as many rights during the foreclosure process as lenders do. If you’ve been recently served notice of a foreclosure, you’re probably feeling at a loss…
As a homeowner, you may be wondering what to do when you get served with foreclosure papers. Like many others, you might be tempted not to respond to the Notice of Intent (NOI), but that’s actually one of the worst things you can do. Unfortunately, many homeowners don’t know what they should do after receiving…
The 2020 pandemic harmed homeowners all over the country, making it hard for them to stay up-to-date on mortgage loans. In fact, the United States hasn’t faced a housing market like this since the Great Recession. Foreclosure filings have been on hold because of pandemic protections that stopped foreclosures from happening and allowed special forbearance…
Content Warning: This article contains mention of suicide which may be upsetting to some people. We’re aware of the sensitive nature of this matter and respect that some may not want to proceed. Many years ago, shortly after I finished law school and was trying to pass the bar exam a friend died. Michelle took…
Don’t get played. Mortgage servicers who are obligated to award CARES Act forbearance are facing what they perceive to be an existential crisis. If enough people demand their rights under the Act, the servicers will be faced with a MASSIVE annual hit because for the next year for everyone in forbearance the servicer has to…
I have been preaching for months about the crucial importance of obtaining CARES Act forbearance on your mortgage loan, if you are eligible. Here is the post explaining eligibility and how to obtain the forbearance under CARES. The CARES Act Ends in Two Weeks The problem is, the right to forbearance under The CARES Act…