If you have health insurance and you received treatment at an emergency room that was billed to you as out of network you may have been scammed! As anyone who has been unlucky enough to have been injured or been sick and needed an ambulance, you later received a bill from an ambulance company. This…
A loan modification is a great resource that helps homeowners get through a financial hardship and avoid foreclosure, but you may be wondering if a loan modification is a good idea for you and your situation.
A mortgage loan modification can offer some relief for homeowners that are behind on monthly payments by providing permanent modifications to the loan.
If you have concerns about being able to pay your mortgage payments, you may find some relief in knowing that you have many resources available to you to help make your loan more manageable. These options may help you modify your loan with the lender, avoid penalty and late fees, or even avoid foreclosure all…
Are you a homeowner falling behind on mortgage payments? Worried that you may not be able to pay as much towards your mortgage soon? Want to restructure your mortgage payments to make them more affordable? You may be able to get a mortgage loan modification from your mortgage company to help make the loan more…
The New Jersey eviction moratorium expired on November 15, 2021. What does that mean for New Jersey homeowners who have had foreclosure judgments against them? At the start of the pandemic, Governor Murphy issued Executive Order 106 which halted all evictions in the state. That Order had the effect of also halting all foreclosure sales….
When you’re facing foreclosure, you may find yourself targeted by many people who claim they have a solution to avoid foreclosure. Unfortunately, facing foreclosure gives rise to schemes and scammers that try to take advantage of homeowners going through foreclosure. Every year, unsuspecting homeowners fall for foreclosure frauds and foreclosure rescue scams. These frauds make…
One of the best ways for homeowners to save their home from foreclosure is by getting a mortgage loan modification. With the end of the CARES Act, foreclosures are estimated to be in the millions and the CFPB is doing everything they can to prevent a repeat of the 2008 Great Recession. Lenders and servicers…
Being sued by a debt collector can be a difficult and nerve-wracking process. Working with a debt collection defense lawyer can help take the pressure off of you to make the process much easier and less stressful. But hiring an attorney for debt defense comes with additional costs, so many people choose not to hire…
Are you someone that finds themself in an unfortunate situation of being sued for debt collection or receiving harassing calls from debt collectors? You can try and handle the lawsuit and collectors without any help, however, that can be really hard to do if you aren’t familiar with debt collection. Debt collection can be an…