How A Loan Modification Can Help Lower Monthly Payments
A mortgage loan modification can offer some relief for homeowners that are behind on monthly payments by providing permanent modifications to the loan.
Forbearance Agreement, Repayment Plan, & Loan Mod
If you have concerns about being able to pay your mortgage payments, you may find some relief in knowing that you have many resources available to you to help make your loan more manageable. These options may help you modify your loan with the lender, avoid penalty and late fees, or even avoid foreclosure all…
What Is The New Jersey Loan Modification Process Like?
Are you a homeowner falling behind on mortgage payments? Worried that you may not be able to pay as much towards your mortgage soon? Want to restructure your mortgage payments to make them more affordable? You may be able to get a mortgage loan modification from your mortgage company to help make the loan more…
New Jersey Eviction Moratorium Update
The New Jersey eviction moratorium expired on November 15, 2021. What does that mean for New Jersey homeowners who have had foreclosure judgments against them? At the start of the pandemic, Governor Murphy issued Executive Order 106 which halted all evictions in the state. That Order had the effect of also halting all foreclosure sales….
Common Fraud In Foreclosures And What To Watch Out For
With the end of the CARES Act and the inflow of foreclosures estimated to happen throughout the end of this year and next, more and more homeowners will be searching for a solution to avoid foreclosure. Unfortunately, this crisis gives rise to schemes and scammers that try to take advantage of homeowners going through foreclosure. …
Do I Need A Mortgage Foreclosure Defense Attorney?
If you have received a Notice of Intent to foreclose or are already facing foreclosure then you’re probably wondering if you need a lawyer for foreclosure defense. While you can of course try to deal with your mortgage servicer and bank on your own, an experienced mortgage foreclosure attorney can greatly relieve the stress of…
How Does A Loan Modification Work?
One of the best ways for homeowners to save their home from foreclosure is by getting a mortgage loan modification. With the end of the CARES Act, foreclosures are estimated to be in the millions and the CFPB is doing everything they can to prevent a repeat of the 2008 Great Recession. Lenders and servicers…
How Much Does A Debt Collection Attorney Cost?
Being sued by a debt collector can be a difficult and nerve-wracking process. Working with a debt collection defense lawyer can help take the pressure off of you to make the process much easier and less stressful. But hiring an attorney for debt defense comes with additional costs, so many people choose not to hire…
Fight Collection Agencies: What Debt Collection Attorneys Do
Are you someone that finds themself in an unfortunate situation of being sued for debt collection or receiving harassing calls from debt collectors? You can try and handle the lawsuit and collectors without any help, however, that can be really hard to do if you aren’t familiar with debt collection. Debt collection can be an…
4 Ways To Stop Foreclosure
With the CARES Act forbearance coming to an end, foreclosures are estimated to be at an all time high and with this “wave” of foreclosures, millions of families will lose their homes. Our country hasn’t seen anything like this since the Great Recession. Maybe you are one of those millions of people anticipating these changes…